Not built for the 1.1% Club

EnrichMe is free. We just pass through what it costs to run.

Most wealth apps build premium tiers for people who already have money to spare. We built EnrichMe so anyone can get their financial and family life organized - the product is free, and the only thing you ever pay is what the cloud servers and AI features actually cost us.

The foundation (Manual)
₹20 / month

What cloud hosting costs us per user, at cost - nothing added on top.

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  • Net worth tracking across every account, investment, gold and property
  • FIRE planning and goal-based savings
  • Monthly budgeting and daily expense capture
  • Insurance tracker and encrypted document vault
  • Will planner
  • Life expectancy, medicine and checkup tracking for the whole family
  • SplitExpenses, reminders and to-dos
  • As many family members as you need, no extra cost
Not available - by design
Automatic
₹10,000 / month what the 1.1% Club charges for this

What this would take:

  • Your PAN, to pull bank balances via the RBI Account Aggregator (AA) framework
  • Your mutual funds and stocks, via CAMS and KFintech

We won't build it, at any price. Programmatic account access gets sold, breached, or misused - even with good intentions. EnrichMe talks to you, not your bank, broker, or registrar.

If you can't set aside ten minutes once a month to enter your own numbers, this probably isn't the app for you - and that's genuinely fine.

Not planned
Why it's priced this way

Enriching yourself shouldn't require already being rich

A lot of wealth apps are quietly built for people who already have money - minimum balances, premium tiers, concierge service for the 1.1% Club. EnrichMe exists for the opposite reason.

Built for everyone, not the 1.1% Club

You don't need seven figures to deserve a real financial picture - every feature works the same, from your first lakh to your fiftieth crore.

A real cost, shown honestly

₹20 and ₹50 a month are our real per-user server costs - AI costs more because AI inference costs more. We don't mark up either.

No investors to please

No growth targets, no funding round - covering our own infrastructure bill is the whole business model. That's also why we won't build Automatic just because the 1.1% Club sells it.

Your data

You're the user, not the product

Most free or cheap apps make their money by selling your data or spamming you into engagement. We don't do either.

Not even we can see your data

Per-user database isolation means not even we can browse into your net worth, expenses, or health records.

Never sold, never shared

Your data is never sold, rented, or shared with advertisers, data brokers, or anyone else. Full stop.

No marketing spam

No promotional SMS, emails, or push notifications. We only message you when your account genuinely needs it.

FAQ

Questions About Pricing

Everything you might want to know before you sign up.

What's actually different between the plans?

Manual and AI-Powered include every feature - AI-Powered just adds an AI CFO and AI Doctor: report summaries, a query assistant, and recommendations. Automatic isn't a tier you can buy; it's a feature we've chosen not to build.

Why isn't the Automatic plan available?

That would mean EnrichMe talking to your bank, CAMS, and KFintech directly on your behalf, via the RBI Account Aggregator framework. We think that access is too risky to build responsibly - by design, not a delay.

How does the 25-per-day AI limit work?

Up to 25 AI queries a day - summaries, questions, and recommendations all count. Resets daily, no monthly cap.

Can I switch between Manual and AI-Powered anytime?

Yes, from your account settings, anytime. No lock-in, no retention calls.

Will the price ever change?

Only if our real infrastructure or AI costs change meaningfully - and we'll tell you exactly why, not raise it quietly.

Is my data secure?

Your document vault is AES-256 encrypted with a passphrase only you know. Account data is encrypted in transit and at rest.

Do you sell my data?

No. Never sold, rented, or shared with advertisers, data brokers, or anyone else. It stays yours.

Enrich yourself. Not just the 1.1% Club.

Start with Manual for ₹20/month, add AI whenever you're ready.

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*AI-Powered pricing shown is an initial estimate pending final AI infrastructure cost confirmation. Prices shown are in INR and apply to individual and family use within India. EnrichMe is a personal finance and family tracking app, not a SEBI-registered investment adviser - nothing on this page is financial, tax, or legal advice.